Plain-language guides to loan repayments, interest calculations and making extra payments work harder.
A one percentage point gap between two loan quotes looks negligible on paper, but it isn't. Here's exactly how much one point actually costs, in real rupees.
A fixed EMI feels like the whole story, but it isn't. A modest extra payment each month on a Rs. 1,000,000 loan changes both the timeline and the total interest. Here's the exact math.
